The Small Loan Scheme is designed to assist active TNPF members with urgent and temporary financial needs. It provides short-term loans with easy repayments deducted from your fortnightly salary.

Be an active contributing member of TNPF.

Has a credit balance in the retirement account.

Good contribution payment record.

Has no arrears on any existing loan made under this scheme that is greater than 3 months during the last 12 months

Is below the age of 45 years and is unemployed at the time of making the loan application

Is employed outside of Tuvalu, either through a recruiting Agent or through private arrangement with an external employer, unless he has proof that part of his wages is allotted back to Tuvalu; such confirmation may be produced by his employer or a bank operating in Tuvalu

Is employed and is not prepared to make loan repayments directly out of his own pay

Has withdrawn a portion of his retirement funds by way of emigration benefit and have continuously reside and work outside Tuvalu

Has a bad loan that he has defaulted in repaying and such bad loan has been cleared from his retirement account

Has committed more than 40% of his net pay to his current or existing loans.